Credit Card Binary Options Brokers

A credit card is a payment card issued by financial institutions that allows cardholders to borrow funds within a pre-approved credit limit to pay for goods and services at merchants that accept credit cards. Credit cards offer the convenience of making deferred payments while helping users manage cash flows or finance purchases over time. They also provide benefits such as rewards, cash back, travel insurance, and fraud protection, making them a popular choice for everyday transactions around the world.

Credit Card Binary Brokers

Broker Min. deposit Min. trade Regulated Bonus Demo Mobile App Visit
Quotex-logo $10 $1 No 30% deposit bonus Yes Yes » Visit
PocketOption-logo $50 $1 Yes 50% deposit bonus Yes Yes » Visit
IQ Option-logo $10 $1 No No bonus Yes Yes » Visit
Exnova logo $10 $1 No 100% deposit bonus Yes Yes » Visit
Deriv-logo $5 $1 Yes No bonus Yes Yes » Visit
Olymp Trade-logo $10 $1 Yes 50% deposit bonus Yes Yes » Visit
Binomo-logo $10 $1 No 10% cashback Yes Yes » Visit
IQCent-logo $50 $0,01 Yes Up to 200% deposit bonus Yes Yes » Visit
Expert Option-logo $10 $1 Yes 100% deposit bonus Yes Yes » Visit
binarum logo $5 $1 Yes Up to 100% deposit bonus Yes Yes » Visit
BinaryCent-logo $50 $0,01 Yes Up to 200% deposit bonus No No » Visit
RaceOption-logo $50 $0,01 No Up to 200% deposit bonus No No » Visit
CloseOption logo $5 $1 Yes $10 welcome bonus Yes No » Visit
GC Option logo $10 $1 No Risk free trading days Yes Yes » Visit
Worldforex logo $1 $1 Yes Up to 100% deposit bonus Yes Yes » Visit

(General risk warning: your capital can be at risk)

Best binary option brokers

How Credit Cards Works

Credit cards operate on a relatively simple principle. When making a purchase, a cardholder presents their credit card at the point of sale, where the merchant’s terminal communicates with the cardholder’s bank to ensure they have sufficient credit available. This is done by swiping, inserting, or tapping the card on a card reader, or entering the card details online. The card issuer then places a hold on the amount of the purchase against the cardholder’s credit limit, approves the transaction, and sends an authorization back to the merchant. The transaction is later finalized when the merchant sends the batch of authorized transactions to the bank to receive payment, usually at the end of the business day.

Transfer Processing Time

The processing time for a credit card transaction is typically very fast. Authorization for a purchase is almost instantaneous, taking just a few seconds to complete as modern credit card networks are designed for quick electronic communication. Once the transaction is authorized, the merchant processes the final transaction batch, and the funds are usually transferred from the card issuer to the merchant’s bank within one to three business days. For the cardholder, the transaction amount is reflected immediately in their available credit, although it might not appear on the billing statement until the transaction is fully processed and posted by the credit card issuer.

Pros and Cons of Using Credit Cards


  • Immediate Access to Funds: Credit cards allow for instant deposits, making funds quickly available for trading.
  • Convenience: Using a credit card is straightforward and doesn’t require entering lengthy bank details, making it a convenient option for many users.
  • Rewards and Benefits: Many credit cards offer rewards such as cash back, points, or travel miles, which can enhance the value of transactions.
  • Increased Purchase Protection: Credit cards often come with built-in protection against fraud, including the ability to dispute transactions, enhancing security for users.


  • High Interest and Fees: If balances are not paid off promptly, credit cards can incur high interest rates and fees, which can be costly.
  • Potential for Debt: Easy access to credit can lead to overspending, potentially resulting in significant debt.
  • Withdrawal Restrictions: Some binary options brokers do not allow withdrawals back to credit cards or impose limits, which can complicate accessing funds.

Using a credit card to fund a binary options trading account provides a fast, efficient, and user-friendly method to manage your trading funds, helping you take advantage of trading opportunities without delay.

How to Fund a Binary Option Trading Account with Credit Card

Funding your binary options trading account with a credit card is one of the fastest and most convenient methods available.

  1. Navigate to the Deposit Section: Log into your binary options trading account and find the ‘Deposit’ or ‘Finance’ section on the broker’s platform.
  2. Select Credit Card as the Payment Option: Choose your credit card from the list of available payment methods.
  3. Enter Your Credit Card Details: Provide your credit card number, expiry date, CVV code, and the deposit amount. Some brokers might also require billing address information.
  4. Confirm and Submit Your Deposit: Review all the information for accuracy, then submit your deposit. Most platforms will require a confirmation step for security purposes.
  5. Start Trading: Once your deposit has been processed, which is usually instant, your funds will be available in your trading account.


Is it safe to use a credit card for funding my trading account?

Yes, using a credit card is generally safe as long as you use a secure and reputable trading platform. Most brokers use SSL encryption to protect your data during transactions.

Are there any fees associated with using a credit card for deposits?

Some brokers might charge a small fee for deposits made by credit cards. Additionally, your card issuer may treat the transaction as a cash advance, which can come with higher interest rates.

How quickly can I start trading after making a deposit?

Deposits made by credit cards are usually processed instantly, so you can start trading as soon as your transaction is confirmed.

Can I withdraw my profits to my credit card?

Many brokers allow withdrawals back to a credit card up to the amount initially deposited; profits may need to be withdrawn via an alternative method like a bank transfer. Check your broker’s policies for specific details.